Home Equity Conversion Mortgages (HECMs) can be a valuable resource for easing financial burdens of retirement years. During this workshop you will learn eligibility requirements, payment options, cost factors, repayment rules and federal guarantees, and borrower obligations of HECMs. This Reverse Mortgage workshop is designed to help you evaluate your personal home ownership situation and understand the pros and cons of this unique financing opportunity. The presenter for this program is from CCCS (Consumer Credit Counseling Services of Lake and McHenry Counties) in Woodstock.